Insurance FAQ

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Here are some common questions regarding property restoration and the insurance industry. Please note, individual states set their own regulations for property and casualty insurance companies and coverages.

Q: Do I have to work with the restoration company my insurance agent recommended?

A: Insurance companies are permitted to recommend preferred restoration vendors, however they cannot require you to use a specific firm. You can choose to work with Florida Shores Construction & Remodeling or any licensed restoration contractors.

Q: My basement has water damage, am I covered?

A: Your policy will spell out the specifics of your homeowners insurance coverage. Most insurance policies require an extra rider to have coverage for water damage that is related to flooding.

Q: I don’t want to contact my insurance company and would prefer to pay out of pocket, is this ok?

A: We will work with you or your insurance company at your discretion. We offer a best price guarantee on all of our restoration projects for your peace of mind.

Florida Shores Construction works directly with hundreds of insurance companies across the country. We will work with you or your insurance company, whichever you prefer. We are happy to coordinate your restoration project from start to finish on your behalf.